Wednesday, February 3, 2010

Title...

I received this from a friend.  Though it was worth posting either true or not....Funny...

Part of rebuilding New Orleans (after Katrina) often caused residents
to be challenged with the task of tracing titles to their homes... back
potentially hundreds of years. With a community rich with history
stretching back over two centuries, houses have been passed along
through generations of family, sometimes making it quite difficult to
establish ownership. Here's a great letter an attorney wrote to the FHA
on behalf of a client:

You have to love this lawyer ........

A New Orleans lawyer sought an FHA loan for a client. He was told the
loan would be granted if he could prove "satisfactory title" to a parcel
of property being offered as collateral. It took the lawyer three months
to track down the full title to the property which dated back to 1803.
After sending the information to the FHA, he received the following
reply.

(Actual reply from FHA):

"Upon review of your letter adjoining your client's loan application, we
note that the request is supported by an Abstract of Title. While we
compliment the able manner in which you have prepared and presented the
application, we must point out that you have only cleared title to the
proposed collateral property back to 1803. Before final approval can be
accorded, it will be necessary to clear the title back to its origin."

Annoyed, the lawyer responded as follows:

(Actual response):

"Your letter regarding title in Case No.189156 has been received. I note
that you wish to have title extended further than the 206 years covered
by the present application. I was unaware that any educated person in
this country, particularly those working in the property area, would not
know that Louisiana  was purchased by the United States from France , in
1803 the year of origin identified in our application.  For the
edification of uninformed FHA bureaucrats, the title to the land prior
to U.S. ownership was obtained from France , which had acquired it by
Right of Conquest from Spain . The land came into the possession of
Spain by Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a
new route to India by the Spanish monarch, Queen Isabella. The good
Queen Isabella, being a pious woman and almost as careful about titles
as the FHA, took the precaution of securing the blessing of the Pope
before she sold her jewels to finance Columbus 's expedition...Now the
Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son
of God, and God, it is commonly accepted, created this world. Therefore,
I believe it is safe to presume that God also made that part of the
world called Louisiana . God, therefore, would be the owner of origin
and His origins date back to before the beginning of time, the world as
we know it, and the FHA. I hope you find God's original claim to be
satisfactory.

Now, may we have our damn loan?"

The loan was immediately approved.

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